PIN Funding Network provides connection for Projects and Funding on a Worldwide basis.

NOTE:

* All Funding Programs are subject to availability.

* The accuracy of all terms and conditions are subject to lenders’ final edition.

* All related fees mentioned in funding programs below have nothing to do with our company.

* More programs will be posted anytime when they become available.

* In case you are still not interested in any of these programs, our network of lenders/investors can still structure some alternative ways for your funding needs.

OP1: Entertainment Lending Program:
Loan Size: $500,000 to $50 Million
Funding Fee: 1% to 4% out of proceeds from loan
Interest Rate: Prime plus .5% to 3%
Term: generally our loans are for a 14 months term.
Closing Term: 30 days to 120 days depending on file
Combined Total Loan to Value up of 85% LTV (15% required equity from client of third party)
Our general lending guidelines include a careful analysis of:
Pre-sales: As a senior secured lender, we extend credit based largely upon distribution contracts with creditworthy distributors and sub-distributors who provide minimum guaranteed advances - as well as upon sales forecasts from recognized sales agents. Possible Gap financing: Although Consulting Co. is one of only a few lenders who provide Gap financing (where budgets are not fully covered by pre-sales or other collateral), these opportunities are evaluated carefully on a case-by-case basis.
Budget: Based on our experience, projects that are severely under budgeted may never be completed. While we don't have strict guidelines on the overall size of projects we finance, we do take a close look at the budget to make sure it's a realistic reflection of what it will take to get your project into distribution.
Collateral: In addition to pre-sales, we consider other forms of collateral, including escrowed cash, marketable securities held by the Bank, and letters of credit from acceptable financial institutions.
Other criteria: The success of a loan application is greatly enhanced when it includes a script with a recognizable cast in place and when submitted by a producer with a successful track record.
Required Documents to Start: Completion bond letter of interest, Name of sales agent, Valuation of unsold rights, Budget, Weekly cash disbursement schedule, Cast in place, Script.

OP2: Rentable Bank Instruments (NOT LEASED)

INTER-BANK “GREY SCREEN” PROCEDURE
Contracts are prepared, reviewed and signed. Monies are released in order to block the cash, create the instrument, assign the ISIN & CUSIP Numbers and place the instrument on DTC/Euroclear; all of which will be done contractually within 15 international banking days.
COLLATERAL FIRST VIA MT760 SWIFT PROCEDURE
Contracts are prepared, reviewed and signed. Monies are released in order to block the cash, create the instrument, Within 15 International Banking days, we will have the instrument swifted to the beneficiary bank.

OP3: Credit Lines Against Qualified Securities

Acceptable Instruments: A Rated or better cashed backed ONLY Callable Bank Instruments, Standby Letters of Credit, Surety Bonds, Bonds, Certificate of Deposits, Safe Keeping Receipts and all other cash backed securities.
Loan Size: $1M to $5 Billion (over 100M we will have to tranche out the loan proceeds)
Interest Rate: Libor plus .5 basis points to 3 basis points
Term: 12 months (can be more depending on time on security)
Loan to Value: 80% to 95% LTV
Funding Fee: 1% to 5% taken at closing from loans proceeds
Closing Term: within 10 business banking days (Over 100M, will be dispersed in tranches to be determined)
Process: Clients sends color copy of instruments front and back, CIS form, 2 color copy of ID’s, use of proceeds sheet, corporate resolutions sheet, In the event of US Operations Attestation Doc (IF US COMPANY) , Authorization to verify and authenticate form and a Sworn Statement of Funds Affidavit.  We will call the bank to verify instruments, run background checks on the client, and verify project. Once we have approved the file we will send out our loan documents. After signing loan documents, we will go to bank to bank to verify instruments. We will send a MT799 of our proof of Funds. With this, the receiving bank will need to MT760, MT700, MT 720 and MT799 and assign the bank instruments to us at our bank. Once received, verified and authenticated we will then wire the loan proceeds to the clients account. The hard copy of the instrument is required to be sent to our bank for safe keeping.

OP4: Bridge/Mezzanine Finance Program

Property Types: All commercial property types considered, including land
Lending Area: Worldwide
Loan Size: $1 Million to $50 Million
Interest Rate: 12% to 16%
Amortization: Interest Only without pre-penalty payments.
Term: 12 months (Can be renewed up to 36 months)
Loan to Value: 50% to 75% depending on property, 100% of construction cost
Funding Fee: 2% to 10% taken at closing from loan proceeds
Closing Term: Closing within 2-3 weeks
Letter of Interest Fee: $7,000
Commitment Letter Fee: $15,000 to $100,000 to cover underwriting, attorney fees, site inspections, processing and other fees in association with closing the loan. Fees may vary for international files.

OP5: Equity Investment Program

Property Types: Multifamily/Anchored Retail/Office/Industrial
Investment Amounts: $200K - $10MM
Investment Terms: Typically up to 5yrs
Control Rights: Consulting Co. or assigns is granted an accelerated means to assume control of borrowing entity in the event of default by co-owner.
Equity interest is typically secured by prorata interest in general and limited partnerships that comprise property ownership.
DSCR: 1.15X
Maximum LTV: 95% (Sponsor must contribute a minimum of 5% hard equity)
Rate: Typically priced with a target IRR which is realized through a combination of origination fees, a preferred pay rate, and a "lookback" payment due upon sale or refinance.
Acknowledgement: First mortgage lender required to acknowledge Consulting Co’s equity position. Co-Owner has recourse obligation for 1st mortgage assumption fees.
Geographic Location: Primary and Secondary markets preferred. (Nationally)
Closing:                                                                                                       Borrowing Entity- Single Purpose Entity required
Prepayment- open                                                                                          Escrows- Required for Taxes and Insurance
Third Party Reports:                                                                                           PCA- Property Condition Report
Phase I- Environmental
MAI Appraisal
Application Fee: $900

OP6: Construction Lending Program

Property Types:    Retail/ Office/ Industrial or Flex space/Multifamily/ Mobile Home Park (No Residential Condos)
Investment Amounts: $10MM - $200MM
Terms: 12-36 Months
Amortization: Interest Only
Minimum DSCR: 1.25 - 1.50X
Maximum LTC: 90% (Primary Markets)
85% (Secondary Markets)
Recourse: Subject to project quality and sponsorship strength
Rate Benchmark: LIBOR
Margin: 100 - 350 basis points
Geographic Location: Nationwide
Closing:    Borrowing Entity- Single Purpose Entity required
Prepayment- open
Escrows- Required for Taxes and Insurance
Sponsorship: Previous experience in asset type required.
Sponsorship Liquidity: Minimum of 10% of project costs.
Third Party Reports: Phase I - Environmental Survey, MAI Appraisal
Application Fee: $1200
Funding: 45 days from complete due diligence package



OP7: Investment Property Loan Program

Property Types: All commercial property types considered, including land
Lending Area: Worldwide
Loan Size: $750K to $100M
Minimum DCR: 1.25X
Rate Benchmark: Libor/Prime/Swamp
Margin: 300 to 900 Basis Points
Amortization: interest only or 30 years
Term: Adjustable and Fixed 2,5,10,15,20,25 and 30 years
Loan to Value: 95%
Funding Fee: 1-3% out of loan proceeds
Third Party Reports: Phase 1 Environmental Report, MIA Appraisal
Closing Term: 60 days or less
Application Fee: $0

OP8: Owner Occupied Property Loan Program

Property Types: All commercial property types considered, including land
Lending Area: Nationwide
Loan Size: $750K to $4M
Minimum DCR: 1.05X
Rate Benchmark: Libor/Prime/Swamp
Margin: 300 to 500 Basis Points
Amortization: interest only or 30 years
Term: Adjustable and Fixed 2,5,10,15,20,25 and 30 years
Loan to Value: 90%
Funding Fee: 1-3% out of loan proceeds
Third Party Reports: Phase 1 Environmental Report, MIA Appraisal
Closing Term: 60 days or less
Application Fee: $500

OP9: “Stated” Commercial Loan Program

Property Types: All commercial property types considered, including land
Lending Area: Nationwide
Loan Size: $750K to $2M
Minimum DCR: 1.15X
Rate Benchmark: Libor/Prime/Swamp
Margin: 300 to 700 Basis Points
Amortization: interest only or 30 years
Term: Adjustable and Fixed 2,5,10,15,20,25 and 30 years
Loan to Value: 80%
Funding Fee: 1-3% out of loan proceeds
Third Party Reports: Phase 1 Environmental Report, MIA Appraisal
Closing Term: 60 days or less
Application Fee: $750

LEGAL DISCLAIMER: All of the Funding Programs posted here are for informational purposes only, and is not a solicitation for the purchase or sale of any securities, nor a solicitation of investment funds or placement. All of the information do not represent the policies of any bank, financial institution, lender or investor, is not intended as a confirmation of any transaction, and does not consist of any legal, securities related or tax related advice.