PIN Funding Network provides connection for Projects and Funding on a Worldwide basis.

Special Funding Programs for US & International Projects:

NOTE:

* All Funding Programs are subject to availability.

* The accuracy of all terms and conditions are subject to lenders’ final edition.

* All related fees mentioned in funding programs below have nothing to do with our company.

* More programs will be posted anytime when they become available.

* In case you are still not interested in any of these programs, our network of lenders/investors can still structure some alternative ways for your funding needs.

FP1: Large Private Investor $5M+. 3 to 4 months. 100% LTV, 8-8.35% (US), 8.35-8.75% (International), loan term: 10-40 years. Fully Refundable Commitment fee if project does not fund in time outlined. Fee goes directly to funding source. Fee is $5,000 on most US based projects. International projects fee is $8,500. No prepayment penalty. Preferred industry: real estate, energy, mining & secured instruments. Limitations on Casinos.            Total closing costs: 6% or less. 2 to 5 days LOI for project with requested paperwork.

FP2: US Law & Financial Institution This firm packages international finance. 10M+, 6 to 10 months, 100% LTV, Interest: 4-6%, No principal repayment, loan term: 20 yrs. Upfront fee: $55K-100K after approval. No fee if project is not approved. 21-30 days to get LOI. 100% success rate.

FP3: Oil/Gas & Humanitarian Trust $100M+. Humanitarian projects: helping communities (eg. hospitals, schools, telecom, etc.) Environmental projects: helping environment (eg. Biofuel, waste heat reuse, solar, wind, hydropower, etc.) Socially-Redeemable projects: helping people (eg. Wells, housing, etc.) 3rd World job projects: helping to create or train for solid long-term employment. Infrastructure projects: helping to create infrastructure in developing countries (eg. Roads, bridges, tunnels, etc.) Energy projects: helping to create energy, all types, anywhere in the world. This fund can also do green buildings (LEED certified silver level) and mining projects. The mining projects have to have some humanitarian aspect such protecting the environment, school, hospital, alternative energy, affordable housing, etc. $5,000 Fee is required after approval of project.

FP4: Charitable Foundation $150M+. 100% LTV. Interest & Principal are fully forgiven (ie no repayment of interest and debt) 5-7 day approval. 3 to 6 months funding.   Due Diligence fees: $90,000 upfront but refundable if not approved. Over 17.5 Billion in projects funded in 2006 & $20 Billion to date in 2007. 20% Equity in project. Closing costs are paid out of the loan and are also forgiven by lender. Acceptable projects: alternative/green energy, affordable housing, assisted living, senior housing, go zone projects, clean water & desalination, major economic stimulus to a region’s public & private sectors, environmentally friendly infrastructure, enhanced agricultural technologies & tools, advanced security applications, minority vendor or ownership status, access to local & affordable health assessment & treatment, public service buildings, transportation.

FP5: 100% International Financing Mulit-Billions in Trust to fund international projects only (No US projects). No upfront fees of any kind!!! 100% of total project costs provided. Project minimum is $50M. All project types considered (casinos; power-plants; new construction; etc) Project must promise to yield a minimum ROI of 25%.   Lender assumes a 30%, non-participatory ownership position in project. Funding is self-liquidating, which means there will be no loan balance and no debt service – project will be FREE and CLEAR after funded. No draw schedule, funded as a lump sum single payment. All fees rolled into financing. May be available in limited time only.

FP6: 2.5M Bank Leverage Program  Min: $2.5M cash. Project amount: 40M+ preferred. By invitation only. 100% No Risk. 2.5M Proof of Fund is required to qualify. The leveraging bank will guarantee to return 2.5M original investment in 10 banking days. Funding in 21 to 30 days. A small upfront fee is required to pay program facilitator.

FP7: Super Angel Network Program 10M+. About 400 European based investors. JV Partnership. Must be pre-qualified by progam facilitator. Direct presentation of project to interested investor. Upfront fee: $4,750 for Web-Based Conference or $9,500 for Face-to-Face Meeting in Germany. Average time for funding: 45-60 days.

FP8: Private Finance Funding Program $100,000 minimum seed capital to qualify. Can be applied to project funding, capital enhancement and accumulation. Seed capital is placed in owner’s personal account in an SEC regulated brokerage and is secured with a promissory note, maturing in one year. The account is placed in a very special financial transaction…Risk free! And with weekly compounding can generate very large returns, which, within a few months can accumulate to the project cost levels…. and beyond. Since the accumulated funds belong to the capital funds owner (based on the seed capital), there is no “repayment” And, thus, the funding does not involve debt service. There are no fees of any kind. Funds are wired to the capital owner’s subaccount in a major world bank.

FP9: Joint Venture/ Equity Participation Program Amount: 20 Million to 1 Billion
Property Types: Commercial Real Estate Developments, Mines, Resorts, Gulf Courses, Apartment Buildings, Green Projects (Including Ethanol, Biodiesel, Waste, etc…) , Oil and Gas, and many more
Term: 1-5 Years
Interest Rate on Debt Portion: 2.5% to 4.5% SIMPLE INTEREST
Equity Contribution: 10%-40%
Recourse: NON-RECOURSE
Closing Time: 60 Days or Less
Closing Cost: (REFUNDABLE IF WE DO NOT FUND WITHIN 60 DAYS GUARANTEED ON CONTRACT)
$500K for projects 10M to 100M
$1M for projects 101M to $500M
$1.5M for project $501M to $1B
To be considered, email us a 2-4 page business plan including Use of Funds, Color Copy of Passport, Articles of Incorporation, C.I.S form and a Resolution of the Board and POF of required closing cost. If we are interested in proceeding we will issue a LOI. Once LOI is issued we will request a conference call with client. If we are still interested in proceeding, we will draft the MOU and move forward with transaction. NO EXCEPTION TO THE STEPS.

FP10: International Banking Platform-50% Return Quarterly

Min: $10M. Yes, the investor receives a 50% return quarterly, piggybacking on the bank's licence, in programs with Deutsche Bank and Credit Suisse. All of this without putting their money at risk. We can arrange for the client an introduction directly with the bank president. They can sit across the desk if they like. The Mandate walks them into this invitation only opportunity.

FP11: 10/100 Developer Loan Program:
Loan Size: $10M with no max
Project Type: Acquisition, Development & Construction
Requirements: Client deposits (or has bridge lender deposit) 10% of the loan amount in an escrow account at Bank of America. (If you need assistance putting up the 10%, it is available.) Funds will be held for the term of the loan for 12 months, whichever is sooner. Loan proceeds will be paid out to client through construction draws, funding up to 100% loan-to-cost.
Loan Rate: 90-day Libor + 1.5% (4.51% as of March 11, 08)
Term: 1-5 years/ no prepayment penalty
Funding Steps: 1.Borrower provides complete loan package for underwriting.
2.We inspect documents & will evaluate the info to make sure it is acceptable. (2-3 days)
3.Once all required due diligence docs are received, underwriting will begin. (5-7 days)
4.If the underwriter approves of the project, a Conditional Letter of Commitment (CLOC) is issued to client.
5.Borrower accepts the CLOC & (if needed, the bridge lender issues approval for loan &) transfers the 10% deposit into the escrow account. (4-7 days)
6.Final commitment with AIA approved construction draw schedule (for construction projects) is issued to client within 24-48 hours. (1-2 days)
7.Loan closing is scheduled, & total loan amount scheduled to be ready for draw down within 45-60 days. (45-60 days) Recently funded deals:
*Resort Hotel/Golf course/Residential Development, $1.2 Billion, Costa Rica, Loan still in draw phase
*Recycling Facility with Biodiesel Plant, $110M, Puerto Rico, 1/08
*Land Purchase, $106M, Manhattan, NY, 12/07
*Warehouse/Industrial Park, $67M, Maryland, Loan still in draw phase, 12/07
Note: Due to overwhelming demand and the fact that we got over 52 applications in the past month a $12,000 retainer fee has to be implemented. This retainer is 100% refundable if we do not fund the project. We have to charge it however because of the nature of the program.

FP12: Non Conventional Lender with access to Warehouse Lines & Hedge Funds
Min: 2.5M. Max: $250M+, also more in stages. Timing: 60-90 days. LTV: 75% (100% JV only). Interest Rate: Prime+1 to 4 points. No equity stake by lender unless JV accepted. Term: 20 years. Upfront Costs: Warehouse Lines- Refundable application & due diligence fee (amount varies), refundable if project doesn’t fund. Hedge Fund- app fee: $5,000, non refundable, no due diligence fee, project size is $100M minimum. No prepayment penalty, preferred: real estate & energy projects, will also look other industries if project makes sense. Location: US preferred. Can also do Canada & Latin America but extra due diligence fees may apply. 5-7 days to approve/LOI.

FP13: Commercial Real Estate projects: require a min. of 50% land costs covered, plus closing costs covered and our sources will fund the remaining 50% of land and 100% of construction costs. The easiest way to meet this minimum is to have the landowner become a partner, and 100% of the equity in the land becomes owner equity in the project.
Residential Real Estate projects: requires pre-sales of a min. of 5% in addition to the above owner investments. North American projects can be as low as 1M. Currently international projects must be applying for 100M or more, have a local partner familiar with the political, legal, and real estate environment, and have presales.

FP14 A: JV Program This is a project based Joint Venture, not borrower based, and the joint venture funds 100% plus most costs. The borrower does not need to show assets or net worth. The joint venture takes between 20%-40% of the project’s equity. No payments and no pay back. No up front due diligence fees is required by Joint Venture Partners or Investors. Typical project funding time is 4-8 weeks after client/investor conference call.

FP14 B: Private Investors Web Portal Program This program allows the borrower to present any financing terms they wish to over 8,000 real estate sector based qualified investors, banks, angel firms, and hedge fund managers. An offer letter is completed by the borrower and will be attached to the Power Point Presentation outlining the terms the borrower wishes to secure. The Private Investor Program may require personal and/or business financials.

JV/Investor Programs Submission Fee: $3,500.00 USD. (Flat fee per file) This fee is used to submit the Clients Project to over 8,000 qualified national and international investors, angel investors, joint venture partners, hedge funds, private banks, and insurance companies that are exclusive worldwide contacts of ACL in the commercial lending sector. This fee is for the following required services: Project Power Point Presentation, band width, portal cost, investor(s)/JV partner(s) approval investigations, and administrative set up. All potential investors are ‘scrubbed and verified” via ACL’s web portal programmers. Client will be given a private web site to view the project in ACL’s web portal and a weekly numerical breakdown of interested investors throughout the world. A personalized video presentation by the client can be added to the Project Power Point Presentation at no extra charge.

Below is a breakdown of what will be needed and the process flow on every file submitted:
Please initially send:
1- Executive Summary, Color Photos of Property, and Business Plan
2- ACL will review and send out the appropriate Project Program Contract for the client
3- Once the contract is signed and returned and the submission fee to ACL is received,
ACL will then send the needed program forms to be completed by the borrower or LO. (Application, Offer Sheet, financial statements, etc...)
4- Once all forms are completed and returned, ACL will submit to ACL’s exclusive web portal. Client and ACL should begin receiving responses for the project within a week.

FP15: 15% Down Standby Letter of Credit Program
If you need funding fast, this program takes just 2 to 4 weeks if you have 15% to receive the SBLC. No geographical limitation. No Max. All types of projects. Require a business plan and executive summary of project. No upfront fees. This is a 12 month program at 7% rate.

The SBLC will be issued from either Societe Generale or BNP Paribas, the 15% needs to be put into a verifiable escrow account. This 15% is what it cost service company to provide you the desired the SBLC. Once the escrow account is verified and the service company is added to the escrow account, we will then instruct the collateral provider to issue the SBLC, which can take up to 72 hours.

According to the ICC publication 590, the funds in escrow are not moved nor encumbered until after the Beneficiary has received bank confirmation that the SBLC has been issued. This is a bank to bank transaction , noot euroclear, etc.

Once the SBLC has been issued, authenticated and delivered, the funds in escrow are released to the service company.

If you need a loan against the SBLC, an additional 2% is charged.

Loan Structure:
1 YEAR INTERST ONLY 2.4%
2 YEAR INTERST ONLY 2.8%
3 YEAR INTERST ONLY 3.2%
4 YEAR INTERST ONLY 3.6%
5 YEAR INTERST ONLY 4.0%
6 YEAR INTERST ONLY 4.4%
7 YEAR INTERST with Balloon Payment 4.8%

Principal loan may be renewed after year 7 with excellent payment history. Loan Fees are paid out of escrow at closing. The outstanding principal amount borrowed will incur simple interest at 0.5% (half of one percent) above LIBOR for the term of the loan. Borrower has an option of a fixed interest rate at 1.5% above LIBOR. In the case of deferred payments for year one or two, interest will be compounded during the deferment period at the rate of 1.5% above LIBOR. The above interest rate and terms are based on a Bank Guarantee or Stand By Letter Of Credit issued by a Top 25 World Bank.

FP16: Lease To Trade Investment Program
*This is an investment opportunity where it involves the leasing of funds and a Private Placement Program (PPP).

*We have set up this opportunity with the Investor who has limited funds and would like to leverage the funds and enter a PPP.

*We have combined the leasing & PPP process together. The complete process takes 30 days. The Investor will start receiving PPP profits at the end of the 5th week.

*In the event the Investor is not receiving PPP profits within 60 days, then the Investors Funds will be returned.

*Leasing terms : 11% cost of face amount of funds
PPP terms      : 40 weeks paid weekly
                       80% LTV Credit Line against lease funds
                       25% a week profit returns
                       10% max allowable for all Brokers

*Example: base on 100M leased funds
100M x 11% (fee) = 11M Lease fees
100M x 80% (LTV) = 80M amount placed in PPP
80M x 25% (profit) = 20M weekly profits
20M x 10% (brokers) = 2M max to Brokers
Recap: 20M – 2M = 18M weekly net to Client
18M x 40 (weeks) = 720M PPP total payouts

NOTE: INVESTOR WILL NEED TO HAVE PROJECTS

Procedures:
1. Investor: submits Client Information Sheet, Color Copy Passport, POF and Executive Project Summary.
2. Provider: Contract sent with escrow banking coordinates.
3. Investor: Contract is signed and money sent to escrow account.

Once the funds have been posted to the Escrow Account the 30 days count down will start.

FP17: Instrument Leasing Program

In this program, if qualified, you can lease an SBLC and bring it to trade. Deposit fees for the instrument would be $150K Euros ( or $225,000 USD). These fees are completely refundable when the instrument is returned. For this amount you could control between $10M and $499M instrument for one year. This program is with a major brokerage firm.

FP18: Private Capital Appreciation Program

Our organization has been providing private investment opportunities worldwide since 2001. We work with private capital groups and commercial banks across the world to deliver unique investment opportunities.

In this program, we create a very flexible scenario in which you will be able to get your project completed. What can be done is that we can assist the principals in obtaining a BG/SBLC for a cost of 5-6%. THIS IS AN AWESOME WAY TO OBTAIN CAPITAL FOR PROJECTS. Here is how it will work: principals purchase a BG/SBLC, (we will arrange for the purchase) it will be issued in their name. We will then purchase it from them at say 65% of face value. THIS WILL GIVE THEM THE CASH THEY NEED FOR THEIR ENTIRE PROJECT – they will get $65M in cash!! They will not have a loan to pay back!! They will have cash to complete their entire project at a cost of $5-6M. Compare this to a loan: say they borrow $65M and their interest is 6%, the interest alone for the first year will be $3.78M, $7.56M for two years. Times this by how many years along with principal, it will add up to in the $100M’s!! $5-6M vs. $100’sM!!! It’s obvious the better avenue. The principals will have spent in interest in 1 ½ years the same amount of money that they will use to purchase the BG/SBLC.

Once again, let’s say you need 100M to fund your project. We can help you get a bank guarantee issued from a major money centre bank in the amount of $100 Million USD. We will, in turn, purchase that Guarantee from you at 65-75% of the face value. That will give you the funds that would be required to complete the project without having a loan or lien on the project or property. This option will speed up the process in getting your project funded fully with great speed. Once the BG has been issued and assigned to us, we can have it purchased and funds transferred to your banking coordinates in 10 banking days. So for $5-6M you will get $65M for your project – NO LOAN, NO LIEN ON YOUR PROPERTY.

FP19: SBLC Program
We have a lot of interest from people that do not have a lot of money to start but want in a program…$300,000 to get in and get the money they need….and their money is never at risk.
If you’re interested in a leased instrument, we have put together the solution.
Minimum instrument value : $ 10,000,000
Client investment : $ 300,000 Refundable deposit ( existing instruments also qualify)
STEPS INVOLVED:
*    You are to secure an NCND and Non – Solicitation and submit to the Company.
*    Conference call with you, your broker and the Company. All details will be
      outlined in this call.
*    Client will be forwarded complete information package.
*    Conference call to review documents and answer questions you may have
*    Form an LLC between Investor and Company….split 50 – 50. Investor will be
      named Managing Partner so their money is never at risk.
*    Investor transfers $ 300 K to escrow.
*    SBLC is purchased with Escrow money furnished by investor……
     (steps skipped here)
*   This will leave an approx balance of $ 7.5 mm to go into escrow
     (steps skipped here)
*   This will leave a balance of + $ 15mm
     (steps skipped here)
*   Approx yield of $ 450 mm
*   25% taken for Humanitarian Project
*   Balance of monies split 50 – 50 between members of the LLC, the Investor &
     the Company.

LEGAL DISCLAIMER: All of the Funding Programs posted here are for informational purposes only, and is not a solicitation for the purchase or sale of any securities, nor a solicitation of investment funds or placement. All of the information do not represent the policies of any bank, financial institution, lender or investor, is not intended as a confirmation of any transaction, and does not consist of any legal, securities related or tax related advice.